Treasury Manager

Remote or hybrid | Europe (CET/EET time zone) | Crypto & Payments | Treasury & Payment Operations | Employment or B2B

Our client is an established, profitable fintech operating at the intersection of crypto and traditional payments. It runs a consumer on/off-ramp platform and a fast-growing B2B infrastructure business: APIs and white-label solutions that let exchanges, neobanks, PSPs, wallets and other platforms embed regulated crypto and fiat services. The company is authorised under MiCA and PSD2 in the EU and is expanding its licence footprint, including new e-money authorisations. The culture is owner-led, high-ownership and low-bureaucracy: decisions are made quickly and close to the founders.

About the role

This is a hands-on Treasury Manager role in the Finance & Treasury team, reporting to the Head of Treasury. Money moves every day across dozens of bank accounts, payment providers, acquirers, exchange venues and wallets, in several currencies and jurisdictions. Your job is to make sure it is in the right place, in the right amount, at the right time, and that the company can prove it to an auditor or a regulator.

You will take full ownership of operational payments, build regular cash and crypto reporting for Finance leadership, and get safeguarding reconciliation ready for the company’s upcoming e-money licences. This is an individual contributor role with real ownership: you will not just run existing processes, you will help redesign them.

What you will own

• Operational payments: the end-to-end invoice and salary payment cycle, including validation, approval routing, FX and release across banks and EMIs, as well as beneficiary verification, dual authorisation, returns and stuck payments.

• Payment process redesign: working with Finance leadership to build a faster, well-controlled payment process: higher payment frequency, invoice checks with accounting before payment, backup approvers and the four-eyes principle kept at all times.

• Cash and crypto reporting: collecting balances across banks, acquirers, PSPs, exchanges and custody accounts, and producing a signed-off cash flow report with analytics on changes in cash and crypto positions.

• Safeguarding and segregation: daily safeguarding reconciliation for e-money entities once operational, and client-asset segregation and reconciliation under MiCA and PSD2, with records that stand up to review.

• Regulatory and audit support: recurring returns for licensed entities and the treasury evidence pack for audit and regulator requests.

• Liquidity: short-term forecasting, pre-funding of settlement and trading accounts, sweeps, and stablecoin and hot/cold float management in line with policy.

• Controls and improvement: treasury policies, authority matrices and SOPs, and moving reporting and reconciliation off spreadsheets together with Finance Systems and Engineering.

What we are looking for

• 3–5 years in treasury or payment operations, ideally at a crypto or fintech company.

• Hands-on payment execution in a company role: approval workflows, banking portals, payment file formats and segregation of duties.

• Real crypto operations experience: exchange and custody accounts, stablecoin settlement, hot/cold wallet operations, on-chain verification, and network specifics such as fees, finality, memo/tag and stuck transactions.

• Ownership of regular balance reporting and reconciliation in a multi-currency, multi-account environment, including resolving breaks.

• Experience in a regulated environment: regulatory reporting, safeguarding or client-money rules, and audit or regulator requests.

• Strong Excel or Google Sheets skills.

• Exceptional attention to detail, precision under cut-off pressure and full discretion with sensitive financial information.

• Fluent English.

• Based in a time zone close to CET/EET.

Nice to have

• Hands-on PSD2 or EMI safeguarding reconciliation, including UK safeguarding....