State Product Manager - Personal Lines

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. State Product Manager - Personal Lines

Ideal candidates would demonstrate:

• Strong strategic and critical thinking capabilities

• A track record of generating clear, data-driven insights

• Excellent communication skills with ability to influence and align stakeholders

• Experience managing states or distribution to P&L objectives with preference towards Colorado or National Accounts.

We are hiring for 2 State Product Manager positions.

1.State Product Manager for Colorado

• P&L objectives for Colorado Personal Lines Products

1. Countrywide Product Manager for Broker National Accounts

• P&L objectives for Brokers nationally for Personal Lines Products

• State management or agency portfolio management experience

• Collaborates closely with State Management and Distribution teams

Job Description SummaryOur work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working independently and on a team and creating innovative solutions for customers, we want to know more about you!

The State Manager creates multi-year state-specific business strategy to drive our Personal Lines Portfolio of products to meet or exceed top and bottom-line performance aligning to enterprise goals and strategy. This position is responsible for driving strategic alignment through the launch and refinement of product offerings (pricing, underwriting appetite and product structure and enhancements) and distribution strategy. This includes developing and implementing plans and processes related to financial planning, rate reviews, market development and communication of state management. Working directly with PL business stakeholders, the State Manager aggressively collaborates in the development, execution and monitoring of operating plans resulting in P&L objectives, including the areas of combined ratio, revenue growth, regulatory management, and legal compliance. The State Manager is responsible for building winning strategies to address complex business issues such as maximizing the opportunity of assigned state markets. Your work will support regional and corporate objectives through ongoing analysis and monitoring of results and communicating results with leadership, distribution and underwriting partners. Keeping existing state strategic direction relevant, competitive, and profitable requires research, critical thinking, practicality and collaboration. Job DescriptionKey Responsibilities:

• Develop, implement, and manage strategic plans for assigned states, incorporating top/bottom line performance designed to meet or exceed Personal Lines objectives.

• Owns strategy and performance for assigned state(s).

• Analyzes and reviews financial results, product profitability, business mix and competitive information and forecasts performance.

• Collaborate with Sales, Marketing, Operations, Claims, Actuarial, Underwriting, Technology, and Legal to align stakeholders in the execution of state-specific strategies.

• Monitor performance, communicate and influence action to address product/pricing issues, strategies, and financial results with appropriate st...